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Greeting from the CEO

On behalf of MIK Holding JSC, I would like to wish you and your family a Happy New Year and good health, happiness, and prosperity.

This year marks the 15th anniversary of MIK's founding. During this period, 85,000 people received 8% and 6% mortgage loans, and the company issued RMBS worth MNT 4.4 trillion due to cooperation with government agencies to establish and develop a housing finance system.

Over the past year, our team has contributed to society and the economy. As part of the decision to defer mortgage payments without accumulating interest, 133 thousand individuals' payments were deferred three times in cooperation with commercial banks, and 526 billion MNT of interest payments were relieved. During the same period, MIK made bond coupon payments on time to RMBS holders. MIK has successfully issued USD 250 million in 3-year bonds in the international stock market, purchased over MNT 570 billion in loan portfolios from banks, and issued RMBS worth MNT 370 billion.

In the future, we aim to participate in public-private partnerships in implementing urban development within the framework of the policy of green development standards.

May 2022 be a year of prosperity.

 

Sincerely,

B. Gantulga

CEO